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	<title>businessshrink.biz</title>
	<link>http://businessshrink.biz/psychologyofbusiness</link>
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	<pubDate>Wed, 30 Jul 2008 21:55:51 +0000</pubDate>
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		<title>Missionary style beefcake calendar has member excommunicated</title>
		<link>http://businessshrink.biz/psychologyofbusiness/2008/07/30/missionary-style-beefcake-calendar-has-member-excommunicated/</link>
		<comments>http://businessshrink.biz/psychologyofbusiness/2008/07/30/missionary-style-beefcake-calendar-has-member-excommunicated/#comments</comments>
		<pubDate>Wed, 30 Jul 2008 21:55:51 +0000</pubDate>
		<dc:creator>BizShrink</dc:creator>
		
		<category><![CDATA[Politics]]></category>

		<category><![CDATA[World Psychology]]></category>

		<category><![CDATA[People Psychology]]></category>

		<category><![CDATA[Workplace Psychology]]></category>

		<guid isPermaLink="false">http://businessshrink.biz/psychologyofbusiness/2008/07/30/missionary-style-beefcake-calendar-has-member-excommunicated/</guid>
		<description><![CDATA[On July 13, 2008, Chris Hardy, a Las Vegas entrepreneur, was excommunicated from the Church of Jesus Christ of Latter-Day Saints for creating and selling a calendar of returned male Mormon missionaries.  One of the most confusing aspects of Hardy’s schism with the LDS Church is that he was excommunicated, while the young men [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://www.ldsartworks.com/lds-logo.jpg" title="Church of Jesus Christ of Latter-Day Saints" alt="Church of Jesus Christ of Latter-Day Saints" align="left" border="2" height="190" hspace="10" vspace="5" width="225" />On July 13, 2008, Chris Hardy, a Las Vegas entrepreneur, was excommunicated from the Church of Jesus Christ of Latter-Day Saints for creating and selling a calendar of returned male Mormon missionaries.<span>  </span>One of the most confusing aspects of Hardy’s schism with the LDS Church is that he was excommunicated, while the young men who posed for the calendar reportedly were not.<span>  </span>While no one knows exactly why this difference exists except the LDS Church leaders, themselves, it’s interesting to delve into LDS doctrine in order to determine if a possible explanation can be found.<span>            </span>In light of the Men on a Mission calendar and it’s resulting effects, LDS Church spokeswomen Kim Farah stated that “any church discipline is the result of actions not beliefs” in this <a href="http://www.kutv.com/content/news/topnews/story.aspx?content_id=c994c308-6f32-4e49-b63d-49c482406d69" title="kim farah lds church spokeswomen" target="_blank">news release here</a>.<span>  </span>This appears to hold true in word if not in deed throughout the recent history of the LDS Church.<span>  </span>Although the official LDS Church website, <a href="http://www.lds.org/" target="_blank">www.lds.org</a>, makes no mention whatsoever of the calendar or Chris Hardy, it does clarify this doctrine quite clearly on other topics.<span>  </span>For example, in an interview for a PBS special with Boyd Packer, a leader in the LDS Church in July 2007, excommunication is a final step that can be taken against members who cannot or will not make “the necessary changes” in their lives to truly repent of actions taken that are destructive to themselves, their families, or others, to truly repent any action that destroys the faith of another member which was quoted from the <a href="http://newsroom.lds.org/ldsnewsroom/eng/news-releases-stories/president-packer-interview-transcript-from-pbs-documentary" title="LDS Newsroom" target="_blank">LDS Newsroom here</a>.<span>  </span></p>
<p><span>            </span><img src="http://www.vilnius-life.com/media/pics/gay-vilnius.jpg" title="Same Sex relationships" alt="Same Sex relationships" align="right" border="2" height="136" hspace="10" vspace="5" width="210" />This basic doctrine of sin as action and not belief is even further clarified in another interview – this one discussing “same gender attraction.”<span>  </span>Two LDS Church leaders clarify that while LDS Church doctrine terms the act of homosexuality a sin, having the tendencies or inclinations toward an attraction for your own gender is not a sin.<span>  </span>It only becomes a sin once you act upon those beliefs.<span>  </span>These two leaders believe that behavior – even homosexual behavior – is controllable, and that all a gay person must do is accept that their actions cannot go against the teachings of the LDS Church.<span>  </span>If the gay member remains celibate and does not act upon those inclinations, he may participate fully in every aspect of the Church that is available, including missionary work, entering temples, and so on as published by the LDS organization themselves <a href="http://newsroom.lds.org/ldsnewsroom/eng/public-issues/same-gender-attraction" title="Same sex relationships according to LDS" target="_blank">here</a>.<span>  </span></p>
<p><span>            </span><img src="http://dallas.typepad.com/slant/images/2007/08/27/missionary_calendar_3.jpg" title="Mormon Missionary Calendar Chris Hardy" alt="Mormon Missionary Calendar Chris Hardy" align="left" border="2" height="281" hspace="10" vspace="5" width="282" />Now, getting back to Chris Hardy and considering the LDS Church’s view of sin as action and not belief, it’s easy to see the possibility that perhaps Mr. Hardy’s Disciplinary Council felt they had no other choice but to excommunicate him.<span>  </span>Hardy maintains in statements to the press <a href="http://www.kutv.com/content/news/topnews/story.aspx?content_id=c994c308-6f32-4e49-b63d-49c482406d69" title="Chris Hardy speaks to the press" target="_blank">here</a> that he was “stepping outside the stereotypes and stepping outside the image” of the LDS Church, a definite no-no in terms of publicly going against Church doctrine.<span>  </span>He also could be said to be promoting activities that could adversely affect the faith of the young men who posed for him, as well as the young Mormon ladies who likely had interesting dreams after perusing the pages of shirtless young men.<span>  </span>Clearly, from his own statements, he was not repentant and probably not going to have a sudden revelation that included repentance any time soon.</p>
<p><span>            </span>Apparently both the LDS Church and Mr. Hardy came away from the meeting satisfied with the results.<span>  </span>The Church no longer has a member publicly a<img src="http://pinknewsblog.typepad.com/photos/uncategorized/2007/09/18/mormons_2.jpg" title="Back of Mormon Missionary Calendar Chris Hardy" alt="Back of Mormon Missionary Calendar Chris Hardy" align="right" border="2" height="298" hspace="10" vspace="5" width="295" />cting in a way they deem contrary to gospel, and Chris Hardy now feels “empowered and free.”<span>  </span>Of course, let’s not forget that with an approximate 10,000 calendars sold at $14.99 each, the gross take was about $150,000.<span>  </span>It would be interesting to see how much of that was net profit, and how much – if any – was paid to the young “models.”</p>
<p><span>            </span>More to the point, though, is the question of why some of the twelve young men were called to meetings, but not disciplined as was reported in the press <a href="http://ap.google.com/article/ALeqM5hIteFdyrCaV232hhtNfj0xC7B5uQD91TC88G0" title="12 men not excommunicated" target="_blank">here</a><a href="http://ap.google.com/article/ALeqM5hIteFdyrCaV232hhtNfj0xC7B5uQD91TC88G0" title="12 men not excommunicated" target="_blank"></a>.<span>   </span>Are their actions any less responsible for the overall effect of the calendar? Was it truly just a matter of sincerity in apologies or perhaps unfair treatment of those who have served missions and those who have not? Hardy is a returned missionary himself, but “<a href="http://www.usatoday.com/news/religion/2008-07-11-mormon_N.htm" title="USA today coverage" target="_blank">has not been active in the church since 2002</a>.” <span style="font-size: 11pt; color: black"><a href="http://www.usatoday.com/news/religion/2008-07-11-mormon_N.htm" target="_blank"></a></span><span> </span>In a similar case involved a gay member of the Church who wrote a contrary letter to the editor of the Salt Lake Tribune, the LDS Church noted that it does not speak of what takes place in the council sessions because they deemed such disciplinary meetings and communications confidential – an admirable and responsible point of view.</p>
<p><span>            </span>However, the whole situation brings to mind the question of moral and religious duplicity.<span>  </span>It seems reminiscent of the recent problems the Roman Catholic Church has had with sexual abuse being swept under the rug in order for the Church to achieve its own objectives.<span>  </span>This is not to say that the Men on a Mission calendar shares the same caliber of moral impropriety as a priest who defiles a boy, but for a member, not understanding the purpose behind their leaders’ actions is almost as destructive to one’s faith. Should those leaders then be excommunicated for possibly “destroying the faith” of others? All churches seem to have issues with revising their doctrine in order to meet their current needs.<span>  </span>Perhaps the backlash from excommunicating twelve returned missionaries would – in and of itself – put the Church in a bad light, just like revealing the abuse would have put the Catholic Church in a bad light.<span>  </span>Perhaps it was a choice between the lesser of two evils, an odd choice when considering religion and churches.<span>  </span>Then again, perhaps not so odd when we realize that churches and religions are comprised of human beings, fallible and susceptible to influence and tradition.</p>
<p><span>            </span><img src="http://thumbs.dreamstime.com/thumb_246/12050356052R9YFT.jpg" title="2009 Mormon Missionary Calendar" alt="2009 Mormon Missionary Calendar" align="left" border="2" height="222" hspace="10" vspace="5" width="186" />It’s highly unlikely that any of us will ever know the rationale or discussion involved in the decision to excommunicate Chris Hardy for his missionary style beefcake calendar.<span>  </span>However, it will be interesting to see whether the 100 returned missionaries who applied to be on the 2009 calendar will change their minds after the controversy circling around the 2008 one.</p>
<p><span>            </span>What do you think about the controversy? Should one man face all the punishment for putting together a calendar when the men who posed in it did so of their own free will? How do you feel about organized religion and the question of moral duplicity? We want to know what you think! Leave us a comment!</p>
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		<title>The million dollar business of unclaimed baggage</title>
		<link>http://businessshrink.biz/psychologyofbusiness/2008/07/25/the-million-dollar-business-of-unclaimed-baggage/</link>
		<comments>http://businessshrink.biz/psychologyofbusiness/2008/07/25/the-million-dollar-business-of-unclaimed-baggage/#comments</comments>
		<pubDate>Fri, 25 Jul 2008 23:57:13 +0000</pubDate>
		<dc:creator>BizShrink</dc:creator>
		
		<category><![CDATA[World Psychology]]></category>

		<category><![CDATA[Financial News]]></category>

		<category><![CDATA[People Psychology]]></category>

		<guid isPermaLink="false">http://businessshrink.biz/psychologyofbusiness/2008/07/25/the-million-dollar-business-of-unclaimed-baggage/</guid>
		<description><![CDATA[The latest and most publicly provided statistics from the Bureau of Transportation on the airline industries number of passengers was in 2005. Those numbers can be studied in depth by clicking here. The stated number of passengers for 2005 was 660,480,345 total domestic passengers in the United States. It is important to see how large [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://www.iddeals.co.uk/_borders/LostLuggage1.jpg" title="Where is your luggage" alt="Where is your luggage" align="left" border="2" height="130" hspace="10" vspace="5" width="192" />The latest and most publicly provided statistics from the Bureau of Transportation on the airline industries number of passengers was in 2005. Those numbers can be studied in depth by <a href="http://www.bts.gov/press_releases/2006/bts013_06/html/bts013_06.html" title="BTS Airline Statistics" target="_blank">clicking here</a>. The stated number of passengers for 2005 was 660,480,345 total domestic passengers in the United States. It is important to see how large this number is when you take a look at the following number of lost baggage for around 2 - 3 million people in the United States. So although two million lost bags is quite a large number it is a very small percentage of the total amount of baggage going through airlines. It is reported that around 99.5% of baggage makes it to the passenger eventually.</p>
<p>These days, unclaimed baggage is a million dollar business for one lucky company in the United States. It is surprising to find out that there is only one unclaimed baggage facility for all of the airlines in the entire country. This idea was started from very small beginnings in 1970 when the founder, Doyle Owens, took $300 dollars and an old truck to purchase some unclaimed baggage and hauled it away.</p>
<p><img src="http://www.gfn.com/sowhatsyourpoint/wp-content/uploads/2008/04/lost_luggage_img1.jpg" title="Unclaimed baggage" alt="Unclaimed baggage" align="right" border="2" height="252" hspace="10" vspace="5" width="252" />From such a small start, the Unclaimed Baggage Center has grown to a 40,000 square foot facility in Scottsboro, Alabama. The state of Alabama can&#8217;t complain as the store brings in millions of visitors a year flocking to the store for lost treasures and unheard of bargains. Every day nearly 7,000 new items are added to the stores shelves. You can view the Unclaimed Baggage Center&#8217;s website at <a href="http://www.unclaimedbaggage.com" title="Unclaimed Baggage" target="_blank">www.unclaimedbaggage.com</a> to get more information how you can score your next treasure from the sea of unclaimed baggage.</p>
<p>If the baggage is simply left unclaimed it might be assumed that what is left is mostly heaps of worthless junk that no one wanted in the first place. Surprising enough very valuable things have been found and resold to bargain hunters for amazing prices. <img src="http://www.unclaimedbaggage.com/images/emerald.gif" title="Unclaimed Baggage 40 carat emerald" alt="Unclaimed Baggage 40 carat emerald" align="left" border="2" height="119" hspace="10" vspace="5" width="112" />Treasures like an antique 1770 violin, diamond rings, silver, wedding dresses, hidden money, Egyptian artifacts and just about anything you could ever imagine. In terms of jewelry, the record for the Unclaimed Baggage Center so far is a 40.95-carat natural emerald was found tucked away in a small plastic bag.</p>
<p>With a long list of jaw dropping treasure troves finding their way out of forgotten luggage there is also the downside of the business. Dirty laundry, toiletries and junk galore of stuff that really was easily forgotten once the airlines paid passengers their lost baggage bounty. Dirty laundry keeps the Unclaimed Baggage Center washing and dry cleaning laundry more than any location in Scottsboro, Alabama. So it seems even such a lucrative no brainer business is still a dirty business that could grace the featured spots of the tv show Dirty Jobs.</p>
<p>All of the unclaimed baggage is analyzed by professionals that know specific markets and generally have a good idea of retail market value. From that point they price the products anywhere from 20-80% off the retail value giving patrons exciting values. The number one seller seems to hold a solid spot with electronics being the most sought after products on store she<img src="http://www.popwuping.com/stuff/picts/ultimateipodcase.jpg" title="iPods unclaimed baggage" alt="iPods unclaimed baggage" align="right" border="2" height="225" hspace="10" vspace="5" width="299" />lves from iPods, cellphones, camcorders and guitars. One item that seems to be in abundance and priced the most competitive isn&#8217;t very surprising since it&#8217;s actually the actual bags that contain all the treasures. If toothpaste ever became valuable the Unclaimed Baggage Center would be in an enviable position.</p>
<p>Even though the percentage is very low of unclaimed baggage it still could happen to you any time you fly. There are some simple things you can do to ensure that your luggage will always make it back to you. The number one thing is to put identification tags in multiple locations inside of your luggage detailing your home address and possibly even including a copy of your itinerary to help locate you while you&#8217;re on vacation. <img src="http://www.walkabouttravelgear.com/graphics/1032.jpg" title="Luggage Nametags" alt="Luggage Nametags" align="left" border="2" height="115" hspace="10" vspace="5" width="144" />Other tips that are suggested are taking photos of your luggage and an inventory of its contents so that when you do file a claim that you have proof. The other most important thing is to never leave if you don&#8217;t get your baggage, always file a claim immediately before you leave.</p>
<p>When on your next road trip passing through Alabama don&#8217;t forget to make a quick detour to the Unclaimed Baggage Center and hunt around for you next treasure find or bargains on your next luggage set. You just may surprise yourself with a 40.95-carat emerald, new wedding dress or even a luggage full of cash as one man did. If you feel this business practice is a little unfortunate or not fair, it&#8217;s most likely not going anywhere since it&#8217;s been running successfully since 1970. If you have a lost luggage story drop us a comment and let us know about it. Have you visited the Unclaimed Baggage Center and found a treasure, we want to know about that too!</p>
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		<title>Criminal information unleashed for all to see, Google style</title>
		<link>http://businessshrink.biz/psychologyofbusiness/2008/07/22/criminal-information-unleashed-for-all-to-see-google-style/</link>
		<comments>http://businessshrink.biz/psychologyofbusiness/2008/07/22/criminal-information-unleashed-for-all-to-see-google-style/#comments</comments>
		<pubDate>Tue, 22 Jul 2008 23:10:22 +0000</pubDate>
		<dc:creator>BizShrink</dc:creator>
		
		<category><![CDATA[Tech Psychology]]></category>

		<category><![CDATA[World Psychology]]></category>

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		<description><![CDATA[Armchair detectives rejoice! One of the most useful free tools has been launched for use by the professional and amateur alike to delve into strangers, friends and neighbors criminal histories. If you have ever suspected that the weird neighbor you have has committed some horrendous crime or is reminding you of &#8220;The Burbs&#8221;, there is [...]]]></description>
			<content:encoded><![CDATA[<p>Armchair detectives rejoice! One of the most useful free tools has been launched for use by the professional and amateur alike to delve into strangers, friends and neighbors criminal histories. If you have ever suspected that the weird neighbor you have has committed some horrendous crime or is reminding you of &#8220;The Burbs&#8221;, there is a weapon that can be added to an arsenal of investigative or just plain snooping tools.</p>
<p><img src="http://www.criminalsearches.com/images/logo.gif" title="CriminalSearches Logo" alt="CriminalSearches Logo" align="right" border="2" height="54" hspace="10" vspace="10" width="334" />The creators of the website called <a href="http://www.peoplefinders.com" title="People Finders" target="_blank">PeopleFinders.com</a>, which is a pay site, launched the new criminal investigative tool to the public called <a href="http://www.criminalsearches.com" title="Criminal Searches" target="_blank">CriminalSearches.com</a>. The site is still sporting the infamous BETA logo as most web launches do these days. The tag-line of the new site is, &#8220;Do you really know who people are?&#8221; After that you are encouraged to start scouring the database with the suspected&#8217;s first and last name.</p>
<p>After you first submission you can get more detailed with middle names, city, state, zipcode, county, year of birth or age range. With a quick glance you can see someones criminal offense or offenses with a legend that gives you an idea of the type of criminal they are. Once you get some hits you can view details to pull up offense dates, aliases, previous addresses and more.<img src="http://www.businessshrink.biz/psychologyofbusiness/images/johndoesearch.gif" title="CriminalSearches.com John Doe Search" alt="CriminalSearches.com John Doe Search" align="left" border="2" height="100" hspace="10" vspace="10" width="431" /></p>
<p>Skipping over the individual search for criminal histories, you can also do a broader search for your entire neighborhood. This will produce a long list of offenders that are within just a few feet or miles of your house. You will be able to get addresses of their location, offenses, pictures and identifiable information such as ethnicity, hair color, height and more. Clicking on offense icons on the Google Map layout will take you to the detailed pages of each offender.</p>
<p style="text-align: center"><img src="http://www.businessshrink.biz/psychologyofbusiness/images/neighborhoodsearch.jpg" title="CriminalSearches Neighborhood Search" alt="CriminalSearches Neighborhood Search" border="2" height="313" hspace="10" vspace="10" width="398" /></p>
<p>While this is a great tool for families with kids, single parents, school officials or just the concerned neighborhood watchdog, it can also open up abuse. It is stated in the terms and conditions of CriminalSearches.com that information cannot be used &#8220;(a) as a factor in establishing an individuals eligibility for personal credit or insurance, (b) as a factor in evaluating an individual for employment, (c) in connection with any personal business transaction with an individual, or (d) for any purpose for which one might use a “consumer report,” as defined in the FCRA. You must certify that you will comply with these Limits on Your Use of Our Site prior to accessing information on this Site.&#8221; This statement in the terms and conditions will most likely not keep employers, hiring agencies, apartment owners or any number of agencies from using this information to disqualify or scrutinize applicants. We did not experience any verification process or disclaimer of these rules until we dug into the terms and conditions.</p>
<p><img src="http://gcbasketball8.wikispaces.com/space/showimage/accuracy.jpg" title="Criminal Background Accuracy" alt="Criminal Background Accuracy" align="left" border="2" height="137" hspace="10" vspace="10" width="181" />Even with the highest standards of usage there is one more flaw that could wreak havoc on someone&#8217;s personal life if falsely accused. Accuracy of the information is not guaranteed and another person&#8217;s similar identity could be mistaken for someone else. It is stated on the website in the disclaimer section, &#8220;The content, information, documents, graphics and images published on the Site may contain inaccuracies, typographical errors or other errors. We make no commitment to update the Site.&#8221; It&#8217;s most likely enough to be ridiculed and flagged as a danger to society if the information is true but false information could be incredibly damaging to people that might be wonderful neighbors and co-workers.</p>
<p>It&#8217;s not as if this public information is anything new. The information is all available from multiple resources throughout the Internet and courthouses. The problem lies in the slew of websites that try to charge for the access to public information. With this new launch the information will be made freely available and more accessible to anyone regardless of their resourcefulness or contacts.</p>
<p><img src="http://www.mediabistro.com/agencyspy/original/You're%20fired.jpg" title="You're Fired" alt="You're Fired" align="right" border="2" height="250" hspace="10" vspace="10" width="180" />Just as stories appear in the news of employees getting fired because of their Facebook or MySpace pages, you just may see people getting fired for their unknown criminal histories. With the growth of the online dating industry this service could obviously do some good to alert someone that a potential date may not be that dream catch after-all. Families will be able to have more knowledge at their fingertips and understand the dangers in their neighborhood better. All types of relationships in life could be reevaluated if shocking information is found lurking in the piles of criminal records. How do you think this will work? Do the benefits outweigh the potential downsides?</p>
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		<title>Economic dominoes falling: Here&#8217;s five you didn&#8217;t know about</title>
		<link>http://businessshrink.biz/psychologyofbusiness/2008/07/17/economic-dominoes-falling-heres-five-you-didnt-know-about/</link>
		<comments>http://businessshrink.biz/psychologyofbusiness/2008/07/17/economic-dominoes-falling-heres-five-you-didnt-know-about/#comments</comments>
		<pubDate>Thu, 17 Jul 2008 11:47:28 +0000</pubDate>
		<dc:creator>BizShrink</dc:creator>
		
		<category><![CDATA[Politics]]></category>

		<category><![CDATA[World Psychology]]></category>

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		<description><![CDATA[By the time you get to this article you will have probably heard that the US government will bail out the two largest guarantors of the country&#8217;s housing mortgage debt, Fannie Mae and Freddie Mac. It was announced by US Treasury secretary Henry Paulson and Federal Reserve chairman Ben Bernanke. While the media rings the [...]]]></description>
			<content:encoded><![CDATA[<p>By the time you get to this article you will have probably heard that the US government will bail out the two largest guarantors of the country&#8217;s housing mortgage debt, Fannie Mae and Freddie Mac. It was announced by <img src="http://www.bucktheslump.com/wp-content/uploads/2008/05/fannie.jpg" title="Fannie Mae bailout" alt="Fannie Mae bailout" align="left" border="2" height="157" vspace="5" width="229" />US Treasury secretary Henry Paulson and Federal Reserve chairman Ben Bernanke. While the media rings the bells of alarm on how the sub-prime crisis only seems to be building into a bigger mess before it gets better other issues are ignored, forgotten or not even realized yet.</p>
<p>By briefly paying attention to the news anyone can see that the consumer price index is out of control, making it a public affair that inflation is rising at a record pace. In June of 2008 the Consumer Price Index surged 1.1 percent. The entire year&#8217;s inflation rate is currently at 5 percent which is the highest the U.S. has experienced in 26 years. The soaring costs of food and fuel are adding to the woes of Americans that are already facing a credit crunch due to the sub-prime crisis. <img src="http://www.socalbubble.com/wp-content/uploads/2007/10/dollar_toilet.jpg" title="Dollar inflation down the toilet" alt="Dollar inflation down the toilet" align="right" border="2" height="219" hspace="10" vspace="5" width="274" />But what is hiding on balance sheets, trading floors and in the big bank&#8217;s boardrooms is a list of problems that could easily spiral out of control beyond the sub-prime crisis.</p>
<p>While everyone understands that the sub-prime crisis was created by passing out loans to unqualified homeowners, most don&#8217;t think about the fact that commercial businesses received the same treatment. Foreclosures are forming suburban neighborhoods into ghost towns and those neighborhoods are needing less commercial property and services. Anything like office parks, movie theaters, fast food, strip malls, warehouses and parking garages are finding customers are drying up as the 7,000 foreclosures a day add up to more vacant homes. Ultimately this leads to an increase in commercial property defaults, vacancy and a lack of funding for new projects in the commercial property industry. Industry leaders like Bloomberg and Morgan Stanley are reporting drops could be 15 percent in 1 - 2 years in the commercial property industry.</p>
<p>Ignoring a potential crash of the commercial property market, American consumers still have a long list of secrets in their pile of bills and balance sheets. Forbes released information <a href="http://www.forbes.com/afxnewslimited/feeds/afx/2008/07/08/afx5193660.html" title="Forbes commercial property" target="_blank">here</a>, that in May 2008 consumer credit rose $7.78 billion to $2.57 trillion in total consumer credit debt. While home equity went belly up, consumers turned to credit cards to fund their lavish purchases which helps drive the U.S. economy. <img src="http://bp3.blogger.com/_daJnSmwMdnA/SBSjfW10syI/AAAAAAAAACk/gzm6T0FNaJQ/s400/IMG_0003.JPG" title="Empty Strip Mall" alt="Empty Strip Mall" align="left" border="2" height="212" hspace="10" vspace="0" width="282" />When comparing the number of $2.57 trillion in total consumer credit debt to worldwide economies it can become quite breathtaking and unsettling. The United Kingdom&#8217;s GDP is less than U.S. consumer credit debt totals and so are the GDP&#8217;s of Russia, Brazil, Spain, France, Italy and Canada. With Americans hurting and pulling back on paying their bills major credit card companies such as Bank of America, Capital One, Washington Mutual, Citigroup and American Express are bracing themselves for at least a 20 percent explosion in credit card defaults.</p>
<p>With crashes and debt pushing the breaking point of survival in the financial markets and consumer&#8217;s lives, the government is briskly picking up the pace of bailouts of financial institutions and consumer&#8217;s debt piles. You can see the bailouts in situations like Bear Stearns, IndyMac Bank and Fannie Mae and Freddie Mac. Other bailouts are happening by sovereign funds like Abu Dhabi which forked over $7.5 billion to keep Citibank afloat. All of the bailouts eventually hurt the consumer. When Americans received their $600 tax rebates they paid for it in the next year&#8217;s taxes. Currently total credit in the U.S. has went from 150 percent of GDP to 340 percent. This is putting pressure on the value of the dollar as other investors, countries and funds lose trust in the sustainability of the dollar.</p>
<p>If the shell game could be extended for another 10 years some CEO&#8217;s, accountants and financial advisers would be thrilled but on November 15th 2007, FAS 157 was made effective for all financial statements for the following fiscal years. The new agreement requires that certain assets held by financial companies, including complex investments linked to mortgages, be marked to market. If there’s no market for those securities — that is, if buyers simply won’t bite — the required markdown could theoretically go all the way to zero. What FAS 157 will essentially do is to force insurance companies and financial institutions to reveals their rotten assets that they have <img src="http://www.bookkeeping-accounting-services.co.uk/images/accounting-book-keeping-20.gif" title="FAS 157 accounting practices" alt="FAS 157 accounting practices" align="right" border="2" height="171" hspace="10" vspace="5" width="167" />been hiding in level three asset categories where there is a requirement to value them. Once the cat is out of the bag that these assets are worthless, breathtaking losses will be reported putting extreme pressures on the entire U.S. economy. What exactly is hiding in level three assets? These are the huge derivative positions, the private equity investments and enormous slices of the mortgage market. Banks don&#8217;t talk about them. The market doesn&#8217;t put a price on them.</p>
<p>If the market doesn&#8217;t put a price on level three assets, who exactly is putting a price on them? Accountants are given the privilege of guessing what the level three assets are worth and using a &#8220;mark to model&#8221; pricing method. Big financial institutions like Morgan Stanley, Lehman Brothers, Bear Stearns, Merril Lynch and Goldman Sachs were able to pretend their level three assets were worth a great deal but the new FAS 157 regulations that shell game is all but over. In the 2008 fiscal year losses will have to reported when the level three assets are found to be all but worthless.</p>
<p>All of the potential falling dominoes mentioned have been quantifiable in certain ways and the losses can be predicted even if in the worse light in some way. The worldwide derivative markets are a completely different game in themselves. Derivatives are packaged neatly with sub-prime loans and tons of other fin<img src="http://www.why-hurt.com/images/domino.jpg" title="Economic dominos falling" alt="Economic dominos falling" align="right" border="2" height="218" hspace="10" vspace="5" width="202" />ancial vehicles at large institutions like Goldman Sachs, USB, J.P. Morgan, Bear Stearns, Citibank and HSBC. If the worldwide derivatives market collapses along with total housing wealth, the stock market, bond markets and the value of the dollar the U.S. economy will undoubtedly flirt with a depression.</p>
<p>Before you believe that the sub-prime recovery is around the corner and the economy is ready to turn around, be sure to remember all of the other pieces of the U.S. and world economies that still remain to be tested. One domino has fallen and continues to crash down taking the next in line with it to a level that many never predicted. Presidential candidates talk as if they have a solution with potential tax rebates like you just received in the mail. By the time you receive your next tax rebate you will probably notice the next domino taking it&#8217;s fall. Prepare now and ignore the chain reaction as it brings balance and integrity back to the world markets.</p>
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		<title>Airlines launch national ad campaign to stop oil speculation</title>
		<link>http://businessshrink.biz/psychologyofbusiness/2008/07/10/airlines-launch-national-ad-campaign-to-stop-oil-speculation/</link>
		<comments>http://businessshrink.biz/psychologyofbusiness/2008/07/10/airlines-launch-national-ad-campaign-to-stop-oil-speculation/#comments</comments>
		<pubDate>Thu, 10 Jul 2008 20:51:23 +0000</pubDate>
		<dc:creator>BizShrink</dc:creator>
		
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		<guid isPermaLink="false">http://businessshrink.biz/psychologyofbusiness/2008/07/10/airlines-launch-national-ad-campaign-to-stop-oil-speculation/</guid>
		<description><![CDATA[The chief executive officers of twelve U.S. airlines have decided to take a stand against oil speculation and launched a major campaign to stop it. With oil pushing new records over and over again, airlines are feeling the bite in their bottom line and have laid off employees, raised fair prices and added additional fees [...]]]></description>
			<content:encoded><![CDATA[<p>The chief executive officers of twelve U.S. airlines have decided to take a stand against oil speculation and launched a major campaign to stop it. With oil pushing new records over and over again, airlines are feeling the bite in their bottom line and have laid off employees, raised fair prices and added additional fees to flight changes and extra luggage. The airlines are now pleading with their customers to help them.</p>
<p>All of the airlines involved sent a co-signed letter to all of their frequent flier customers asking them to get involved and contact Congress to pass a bill to curb the oil speculation that is going on. The airlines state they believe that an additional $30 - $60 a barrel is added to the current price due to speculation and that a bill could remove that surplus.</p>
<p>In addition to the co-signed letter the airlines also used their newly founded organization, Stop Oil Speculation Now to fund a major national ad campaign putting a full page ad in publications such as The Wall Street Journal, The Hill, Roll Call and Politico. The ad asks the following questions: Drive to work? Buy food? Take the kids to see grandma each summer? Plan on heating your home this winter? The ad then states, &#8220;If you do any of these things, gas and oil speculation hurts you and your family.&#8221; Readers are then directed to go to the organizations website at <a href="http://www.stopoilspeculationnow.com" title="Stop Oil Speculation Now" target="_blank">StopOilSpeculationNow.com</a> to ask Congress to make a difference in 30 days.</p>
<p style="text-align: center"><img src="http://www.businessshrink.biz/psychologyofbusiness/images/stopoilspeculationnowlogo.gif" title="Stop Oil Speculation Now Logo" alt="Stop Oil Speculation Now Logo" border="2" height="124" hspace="10" vspace="5" width="314" /></p>
<p>You can view a copy of the letter at the Airline Organizations website here or you can read the text version below.</p>
<p><img src="http://www.businessshrink.biz/psychologyofbusiness/images/airlinelogos.gif" title="U.S. Airlines launch Stop Oil Speculation Ad Campaign" alt="U.S. Airlines launch Stop Oil Speculation Ad Campaign" align="middle" border="2" height="80" hspace="10" vspace="5" width="414" /></p>
<p>An Open letter to All Airline Customers:</p>
<p>Our country is facing a possible sharp economic downturn because of skyrocketing oil and fuel prices, but by pulling together, we can all do something to help now.</p>
<p>For airlines, ultra-expensive fuel means thousands of lost jobs and severe reductions in air service to both large and small communities. To the broader economy, oil prices mean slower activity and widespread economic pain. This pain can be alleviated, and that is why we are taking the extraordinary step of writing this joint letter to our customers. Since high oil prices are partly a response to normal market forces, the nation needs to focus on increased energy supplies and conservation. However, there is another side to this story because normal market forces are being dangerously amplified by poorly regulated market speculation.</p>
<p>Twenty years ago, 21 percent of oil contracts were purchased by speculators who trade oil on paper with no intention of ever taking delivery. Today, oil speculators purchase 66 percent of all oil futures contracts, and that reflects just the transactions that are known. Speculators buy up large amounts of oil and then sell it to each other again and again. A barrel of oil may trade 20-plus times before it is delivered and used; the price goes up with each trade and consumers pick up the final tab. Some market experts estimate that current prices reflect as much as $30 to $60 per barrel in unnecessary speculative costs.</p>
<p>Over seventy years ago, Congress established regulations to control excessive, largely unchecked market speculation and manipulation. However, over the past two decades, these regulatory limits have been weakened or removed. We believe that restoring and enforcing these limits, along with several other modest measures, will provide more disclosure, transparency and sound market oversight. Together, these reforms will help cool the over-heated oil market and permit the economy to prosper.</p>
<p>The nation needs to pull together to reform the oil markets and solve this growing problem.</p>
<p>We need your help. Get more information and contact Congress by visiting</p>
<p><a href="http://www.stopoilspeculationnow.com" title="Stop Oil Speculation Now" target="_blank">www.StopOilSpeculationNow.com</a></p>
<p><img src="http://www.businessshrink.biz/psychologyofbusiness/images/airlinesignatures.gif" title="Airline CEO Signatures in letter to frequest fliers" alt="Airline CEO Signatures in letter to frequest fliers" align="middle" border="2" height="321" hspace="10" vspace="5" width="575" /></p>
<p>What do you think about the airlines ad campaign and letter to all of their customers? Do you feel that Congress can truly change the price of oil by approving a bill to remove speculators? Many economists and oil market analysts say that if the speculators are driven from the speculation market in the U.S. they will just go to other corners of the world to continue their speculative trading. Tell us what you think!</p>
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		<title>Sluggish economy takes a blow to firework display traditions</title>
		<link>http://businessshrink.biz/psychologyofbusiness/2008/07/04/sluggish-economy-takes-a-blow-to-firework-display-traditions/</link>
		<comments>http://businessshrink.biz/psychologyofbusiness/2008/07/04/sluggish-economy-takes-a-blow-to-firework-display-traditions/#comments</comments>
		<pubDate>Fri, 04 Jul 2008 18:23:49 +0000</pubDate>
		<dc:creator>BizShrink</dc:creator>
		
		<category><![CDATA[Politics]]></category>

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		<guid isPermaLink="false">http://businessshrink.biz/psychologyofbusiness/2008/07/04/sluggish-economy-takes-a-blow-to-firework-display-traditions/</guid>
		<description><![CDATA[As all Americans are well aware, July 4th is a federal holiday that celebrates the adoption of the Declaration of Independence on July 4th, 1776 when the United States declared their independence from the Kingdom of Great Britain. When America celebrates the holiday many things come to mind as tradition for the holiday such as [...]]]></description>
			<content:encoded><![CDATA[<p>As all Americans are well aware, July 4th is a federal holiday that celebrates the adoption of the Declaration of Independence on July 4th, 1776 when the <img src="http://www.mccullagh.org/db9/10d-6/fireworks-fourth-of-july-2.jpg" title="American Fireworks" alt="American Fireworks" align="left" border="2" height="160" hspace="10" vspace="5" width="111" />United States declared their independence from the Kingdom of Great Britain. When America celebrates the holiday many things come to mind as tradition for the holiday such as parades, carnivals, barbecues and most of all, fireworks.</p>
<p>Over the past decade safety regulations, laws and rules have been banning consumer use of fireworks in local jurisdictions. Regardless of the restrictions, states that have liberal firework laws often help the spread of more powerful fireworks into states that have banned fireworks. Even though fireworks have been banned<img src="http://www.fs.fed.us/r3/carson/carson_pics/fire_r3.gif" title="banned fireworks" alt="banned fireworks" align="right" border="2" height="171" hspace="10" vspace="5" width="171" /> for personal use in some areas, there has always been a local public display to help ring in the 4th of July celebration.</p>
<p>This year in late June, Cocoa Beach, FL announced that the city would not host a Forth of July fireworks display this year citing a downturn in the economy. The city manager of Cocoa Beach, Charles Billias, said the display cost around $70,000 and was too expensive for the cities budget. One of the major expenses cited was $28,000 to $30,000 for the barges. In 2007 the fireworks display in Cocoa Beach was said to be one of the largest in Central Florida with a half hour length. You can read more about the Cocoa Beach display cancellation at Local6 news station in Florida <a href="http://www.local6.com/money/16709180/detail.html" title="Forida Fireworks canceled" target="_blank">here</a>.</p>
<p>San Diego County in California had it&#8217;s 2nd largest city cancel their firework display in December 2007. Residents of Chula Vista, California were not alerted until the end of June when signs started being posted telling that a fireworks display would not be held this year. Although residents <img src="http://farm1.static.flickr.com/99/315446370_0353c6bb79.jpg?v=0" title="Fireworks Palm Tree Chula Vista" alt="Fireworks Palm Tree Chula Vista" align="left" border="2" height="344" hspace="10" vspace="5" width="230" />were upset and news stations spread their displeasure, city officials said it had to be done when costs were cut by more than $15 million from the city budget. A large side cost to the actual fireworks display for Chula Vista was said to be police overtime and traffic control creating $35,000 in extra city expenses.</p>
<p>While those are two extremely large cities in America that have canceled their displays due to budget constraints, smaller cities all over America are reporting the same problems. Towns like Abington and Bridgewater in Massachusetts are basically begging for help from local businesses to help with their displays. “Because of the economy, most of our corporate sponsors have not made the contribution they have in the past,” said Kathy McCarthy, a member of Abington&#8217;s &#8220;Night Before the 4th&#8221; committee. You can read more about Abington and Bridgewater&#8217;s firework budget woes at this news report <a href="http://www.thebostonchannel.com/money/16698230/detail.html" title="Small towns cancel fireworks" target="_blank">here</a>.</p>
<p>An interesting echo across towns in America is not really that city budgets can&#8217;t handle the cost of the firework display expenses. The real problem seems to be that donations, cities depend upon to sponsor the displays are not coming in or being canceled even at the last minute this year. Cities that are being open about their sponsorship contribution shortage are cities like Treasure Island, St. Pete Beach, Tarpon Springs and Plant City. You can read more about these cities budget woes and what they&#8217;re trying to do to solve them <a href="http://suncoastpasco.tbo.com/content/2008/jun/02/shortage-bucks-may-take-some-bang-out-july-4th/" title="Donations needed for firework displays" target="_blank">here</a>.</p>
<p>With cities running short on cash and canceling firework displays left and right there are heroes in our midst stepping in to save the day. One city being helped by a hero is mentioned above <img src="http://i56.photobucket.com/albums/g164/itokae/GreenWheelBarrowCash.jpg" title="Firework Display Heroes donate money" alt="Firework Display Heroes donate money" align="right" border="2" height="222" hspace="10" vspace="5" width="229" />as canceling their show due to budget constraints, Treasure Island. The cities of Madeira Beach and Treasure Island will have a display because of the Rice family, owners of Gators Cafe and Saloon in Florida. The Rice family donated $15,000 to make sure local residents had a display to view. Another city mentioned above had a local business hero too. Dave and Lisa Ulgenalp own a local restaurant chain throughout the central and west central Florida and donated $18,000 to Tarpon Springs for a fireworks display. In Katy, Texas another local business hero was found when Luis Gutierrez, regional manager of Warehouse Pool Supply, stepped forward with a $15,000 donation. &#8220;Thanks to Gutierrez and Warehouse Pool, the celebration will now go on as planned&#8221; a city official announced.</p>
<p>With cities experiencing steep budget cuts, the future is looking more grim for firework displays than in 2008. <img src="http://media.2theadvocate.com/images/070507washington.jpg" title="American Fireworks" alt="American Fireworks" align="left" border="2" height="136" hspace="10" vspace="5" width="192" />This is mainly due to city budgets usually being planned a year in advance. In tough times budgets are felt well into the future when cities try to clamp down on extra expenses. With cities feeling the pinch of the tough economy due to budget constraints and decreased sponsor donations it is also providing a shining light on some of the most patriotic Americans and businesses one can find. You may find that next year your local firework display will be provided by your patriotic neighbors and businesses willing to step up to the plate to keep America&#8217;s strongest 4th of July tradition alive, firework displays for all.</p>
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		<title>Working hard when you&#8217;re exhausted increases blood pressure</title>
		<link>http://businessshrink.biz/psychologyofbusiness/2008/06/26/working-hard-when-youre-exhausted-increases-blood-pressure/</link>
		<comments>http://businessshrink.biz/psychologyofbusiness/2008/06/26/working-hard-when-youre-exhausted-increases-blood-pressure/#comments</comments>
		<pubDate>Thu, 26 Jun 2008 22:39:43 +0000</pubDate>
		<dc:creator>BizShrink</dc:creator>
		
		<category><![CDATA[Medical Psychology]]></category>

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		<guid isPermaLink="false">http://businessshrink.biz/psychologyofbusiness/2008/06/26/working-hard-when-youre-exhausted-increases-blood-pressure/</guid>
		<description><![CDATA[The American lifestyle is in question again. In America workers are known to put in an excessive amount of time in hour worked in a typical work week. Although the Japanese have been known to die during long work hours coupled with hard work known as, &#8220;sudden death from overwork&#8221; Americans are surpassing the number [...]]]></description>
			<content:encoded><![CDATA[<p>The American lifestyle is in question again. In America workers are known to put in an excessive amount of time in hour worked in a typical work week. Although the Japanese<img src="http://www.homepages.indiana.edu/040904/images/timeclock.jpg" title="American Timeclock" alt="American Timeclock" align="left" border="2" height="150" hspace="10" vspace="10" width="191" /> have been known to die during long work hours coupled with hard work known as, &#8220;sudden death from overwork&#8221; Americans are surpassing the number of hours worked compared to the Japanese.</p>
<p>A recent study has been released by psychologists at the University of Alabama at Birmingham (UAB) highlighting the problems of hard work when you are already tired. The dangerous result of working harder when you have already worked hard or not had enough is sleep is a dramatic rise in blood pressure. High blood pressure leads to increased stress, hypertension and heart disease.</p>
<p>A UAB psychologist, Rex Wright, Ph.D. led the study and released the findings to be published in the July issue of International Journal of Psychophysiology. You can read the UAB press release <a href="http://main.uab.edu/Sites/MediaRelations/articles/48204/" target="_blank" title="UAB blood pressure study">here</a> at the University&#8217;s website. Even though the study found that exhausted individuals&#8217; <img src="http://pro.corbis.com/images/42-17678952.jpg?size=572&amp;uid=%7BB9344C77-F2D5-4B91-8B86-4D6AC5CE3121%7D" title="Impossible task to complete" alt="Impossible task to complete" align="right" border="2" height="226" hspace="10" vspace="5" width="231" />cardiovascular systems had to work harder when work tasks were completed, there is a twist that eliminates some tired individuals from harm.</p>
<p>The twist happens when the person that is exhausted believes they can accomplish the task at hand or is strongly focused on determined to complete the task. If an individual is so tired that they don&#8217;t believe they can complete the task blood pressure isn&#8217;t effected. This variable was shown in the study when subjects reporting very high fatigue had low blood pressure in all instances of the study.</p>
<p>While the blood pressure twist shows a difference when individuals are severely tired, it also shows up when the task at hand is perceived to be almost impossible. In the study individuals that were presented with a task that was incredibly difficult to complete didn&#8217;t have higher blood pressure because they, &#8220;viewed success there as impossible or too difficult to be worth the effort,&#8221; Wright said.</p>
<p><img src="http://pulse.ncpolicywatch.org/wp-content/uploads/redflag.jpg" title="Raise a red flag" alt="Raise a red flag" align="left" border="2" height="221" hspace="10" vspace="5" width="178" />This should raise a red flag to all those workers that continue to put in that extra few hours when they&#8217;re already exhausted and wore out from the work week. If putting in extra hours every week is increasing the chance of cardiovascular harm and raising the chance of a heart attack, stroke or kidney damage is it worth it? With the economy teetering, credit crunch and unemployment rising many workers are probably determined to get in as many hours as possible at work. The end result could very well be an increased rate of heart disease in America after this new recession.</p>
<p>To reduce your blood pressure doctors state the one of the best ways to start is to first lose weight. More than half of Americans are overweight and doctors say this is the biggest factor in high blood pressure. Other tips are to moderate alcohol, limit salt and exercise. If you already have extremely high blood pressure you should be on blood pressure medications to help you handle the ups and downs of you blood pressure. Just remember that if you&#8217;re extremely exhausted and you&#8217;re putting in extra hours or working extra hard you are playing with fire or at least your blood pressure and future health.</p>
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		<title>I&#8217;ve fallen &#038; I can&#8217;t get up because I took antidepressants</title>
		<link>http://businessshrink.biz/psychologyofbusiness/2008/06/19/ive-fallen-i-cant-get-up-because-i-took-antidepressants/</link>
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		<pubDate>Thu, 19 Jun 2008 23:52:35 +0000</pubDate>
		<dc:creator>BizShrink</dc:creator>
		
		<category><![CDATA[Medical Psychology]]></category>

		<category><![CDATA[World Psychology]]></category>

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		<description><![CDATA[For some people antidepressants can be a life saver and help them turn around their lives in ways they might not be able to do on their own. All patients that make the decision to use antidepressants deal with a dizzying array of side effects that can at times make one wonder why they started [...]]]></description>
			<content:encoded><![CDATA[<p>For some people antidepressants can be a life saver and help them turn around their lives in ways they might not be able to do on their own. All patients that make the decision to use antidepressants deal with a dizzying array of side effects that can at <img src="http://www.dosenation.com/upload/img/Scotto_938-009~Prozac-Posters_03407_sm.jpg" title="Prozac Poster" alt="Prozac Poster" align="right" border="2" height="265" hspace="10" vspace="10" width="178" />times make one wonder why they started taking the medication in the first place. It is well noted in many scientific journals and publications that the main reason for people stopping a course of depression medications is the side effects of the antidepressant.</p>
<p>Even when patients and consumers take over the counter medicine,  they often find a long list of potential side effects from even the simplest medicine available. The lists can go on and on, but typical side effects for antidepressants and other medications are dry mouth, urinary retention, blurred vision, constipation, sedation, sleep disruption, weight gain, headache, nausea, diarrhea, abdominal pain, loss of libido, agitation, anxiety and a whole long list of many other side effects.</p>
<p>Researchers in Australia and New Zealand have come out with updated information on antidepressants and the elderly patients taking the medications and a peculiar side effect that has been studied before. It seems that when taking antidepressants, elderly patients over the age of 60 years old are more susceptible to falls and getting themselves injured in those falls. <img src="http://interiorseniorcare.files.wordpress.com/2007/10/elderly_fall.gif" title="Elderly Person Falling from SSRI" alt="Elderly Person Falling from SSRI" align="left" border="2" height="160" hspace="10" vspace="10" width="212" />This specific study focused on 21,900 patients in the 60 and above age group and studied their use of antidepressants and the occurrence and recurrence of falls within a 12 month period. It was found 24 percent had one fall while on antidepressants, 11 percent reported they injured themselves in the fall and 8 percent of the participants had to get medical attention due to injuries from the fall.</p>
<p>The newest research can be studied with it&#8217;s full analysis and abstract at the PLoS ONE Journal <a href="http://www.plosone.org/article/fetchArticle.action?articleURI=info:doi/10.1371/journal.pone.0002423#abstract0" title="Elderly patients and antidepressants creating falls" target="_blank">here</a>. Another study was released in 2002 by a group of psychiatrists and researchers through the Geriatric Research, Education and Clinical Center and found similar results. You can read the 2002 study <a href="http://www.antidepressantsfacts.com/antidep-falls-elederly.htm" title="Antidepressants and falling elderly" target="_blank">here</a>. Although the study completed in 2002 didn&#8217;t have has many participants in the study it found a greater percentage of subjects that fell when using antidepressants. When looking at just the first 6 weeks of treatment about half of the participants or 53 percent fell.</p>
<p>With the elderly population it is a a fairly serious problem that the medications that are there to help them are increasing their falling rates. In the cases of falls in elderly individuals, fractures occur because of the fall in 4% of cases, <img src="http://www.thecamreport.com/images/hipFracture.jpg" title="Hip Fractures" alt="Hip Fractures" align="right" border="2" height="209" hspace="10" vspace="10" width="278" />with hip fractures being associated with the highest in mortality rates. Women have a much higher risk of injury from the falls and one statistic from the most recent study stated, &#8220;A number of factors interacted to multiply the risk of falls, such that over 60% of women older than 80 years with depression and using an SSRI fall and sustain injury.&#8221;</p>
<p>With all of the studies involving the elderly and increased rates in falling and injury due to antidepressants, one thing rings true in most cases. The class of antidepressants that seems to be causing the most problem with falling is the SSRI group of medications. Another direct quote from the study states, &#8220;Antidepressant use (particularly SSRIs) was strong associated with falls regardless of presence of depressive symptoms.&#8221; This leads to a pretty close conclusion that depression alone is not the cause but the introduction of the SSRI class of antidepressants.</p>
<p>Elderly patients run high rates of depression and the solution is obviously not to take away the antidepressants that may be helping their quality of life. An important piece of information to take away from these studies however is the need for professional evaluation of each elderly person and their increased liability of falling, that could increase their potential for injury or even death. When the elderly population is diagnosed and prescribed antidepressants, efforts should be made to prevent falls and make their surroundings safer to prevent the unfortunate phrase, &#8220;I&#8217;ve fallen and I can&#8217;t get up!&#8221;</p>
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		<title>Zogby Gives Gallop a Run For Their Money</title>
		<link>http://businessshrink.biz/psychologyofbusiness/2008/06/10/zogby-gives-gallop-a-run-for-their-money/</link>
		<comments>http://businessshrink.biz/psychologyofbusiness/2008/06/10/zogby-gives-gallop-a-run-for-their-money/#comments</comments>
		<pubDate>Tue, 10 Jun 2008 23:25:42 +0000</pubDate>
		<dc:creator>BizShrink</dc:creator>
		
		<category><![CDATA[Politics]]></category>

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		<description><![CDATA[An interview at the Book Expo America with John Zogby the founder of Zogby International, the competitor of Gallup Polls. The John Kerry snafu is discussed along with information about the perceived recession, the quality of the polling system and that America has a surprisingly thriving book market and the fact that America is still [...]]]></description>
			<content:encoded><![CDATA[<p>An interview at the Book Expo America with John Zogby the founder of Zogby International, the competitor of Gallup Polls. The John Kerry snafu is discussed along with information about the perceived recession, the quality of the polling system and that America has a surprisingly thriving book market and the fact that America is still reading books.</p>
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<param name="bgcolor" value="#000000"></param> </object> </center> <strong>Peter:</strong> You are listening to The Business Shrink Program and your Business Shrink, Peter Morris, is on the job somewhere making those millions of dollars he makes. I&#8217;m Peter Laufer standing in for him and broadcasting from the floor of the <strong><img src="http://www.gbmnews.com/News_Photos/040908/Book_Expo.gif" title="Book Expo America" alt="Book Expo America" align="left" border="2" height="248" hspace="10" vspace="10" width="325" /></strong>BEA &#8220;Book expo America&#8221;. It&#8217;s the most important book fair in the United States, one of the most important in the world. There&#8217;s a huge one in Frankfort and another huge one in Guadalajara and there&#8217;s this huge one here in down town Los Angeles at the convention center where we&#8217;re broadcasting. I&#8217;m going to take the guest microphone and I&#8217;ll tell you who our guests are going to be this hour in just a second, but I&#8217;m going to crank up the volume here on the guest microphone so you can hear all the people who are inundating the convention center here in Los Angeles and here at the Adam&#8217;s Media Booth. Now, the reason I&#8217;m here at the Adam&#8217;s Media Booth is because the first in the Business Shrink book series is being launched today here at the BEA. The book is the Dysfunctional Workplace and it is Peter Morris&#8217; first book of a series to help you understand the strategy and psychology of business. And it&#8217;s an exciting time to be giving the book away to those who happen to be wandering by the Adam&#8217;s Media Booth here at the convention center because people are in fact intrigued and it&#8217;s flying off the shelves here and part of the reason they are intrigued, I&#8217;m sure because it is a Business Shrink publication but also because of the intriguing cover. The title is terrific, The Dysfunctional Workplace and the F in dysfunctional is prominently displayed in reverse fashion so it definitely plays to the reality of this being the book about the dysfunctional workplace but it is a tool, it&#8217;s a prescriptive tool. It&#8217;s as the subtitle says &#8220;From chaos to collaboration, a guide to keeping sane on the job&#8221;, much needed therapy for the workplace. Are you bullied or harassed at work? Is your boss something out of a horror movie? Do your fellow employees backstab, scapegoat, and do everything but work together as a team? If so, you&#8217;re not alone. 9 out of 10 workplaces experience some form of uncivil behavior but don&#8217;t despair says your business shrink Peter Morris. He is in the house. The doctor Peter Morris, the Business Shrink, here to listen to your problems and tell you what to do about them. And in the book, he will help you stand up to the bully and get your co-workers behind you, send the monster boss back to his lair, and bring your fellow workers together and get them all pulling in the same direction. It&#8217;s a terrific book. I can vouch for it. Includes a CD with interviews with your Business Shrink, Peter Morris, and we&#8217;re glad to be giving it away here today as we launch at the Book Expo America and I&#8217;m most pleased to welcome the Business Shrinks first guest this hour to the program John Zogby. John welcome to the program.</p>
<p><strong>John:</strong> Hi! Good to be with you.</p>
<p><strong>Peter:</strong> It is terrific to have you here. And you&#8217;re here for a few reasons. First of all you&#8217;re right across at the Random House booth because you have a book coming out now too and we&#8217;ll talk about that book so that we can draw some attention to the audience.</p>
<p><strong>John:</strong> &#8220;The Way We&#8217;ll Be.&#8221;</p>
<p><strong>Peter:</strong> <img src="http://ecx.images-amazon.com/images/I/41jQUlh3ExL._SL500_AA240_.jpg" title="The Way We'll Be" alt="The Way We'll Be" align="right" border="2" height="240" hspace="10" vspace="10" width="240" />&#8220;The Way We&#8217;ll Be.&#8221; Everybody knows your name now even if they don&#8217;t know you because of the Zogby poll and it use to be that the Gallop poll was the poll, right? And then you came along. So before we talk about the book, and we talk about your most recent poll, which relates directly to books and of course we are interested in it because of the Business Shrink book. What&#8217;s the history? You came along and Gallop owned the business, why did you think there was room for somebody else?</p>
<p><strong>John:</strong> Well I thought that it was simply because it was the mid&#8217; 1980&#8217;s, there were big companies like Gallop that were doing the more global sorts of things and we came along at a time and it took the blue highways approach in the 1980&#8217;s. We did all the little sheriffs races and all local communities that were investigating issues like recycling and anti-smoking ordinances and so on, so we built up this little infrastructure from the bottom up and so by the early 1990&#8217;s if I could continue the metaphor it just sort of percolated from the bottom up and we entered into the national scene.</p>
<p><strong>Peter:</strong> In a way, maybe even more interesting, it&#8217;s one thing to say, is it Clinton or is it Obama? But to learn about things like if there should be another casino in Sonoma County California or if the sheriff in Tulsa is in fact on the take, that might be sexier stuff.</p>
<p><strong>John:</strong> Well you know in a lot of ways it is. You know a lot of people, there are a lot of political junkies and a lot of the political junkies really love it on the census tract level and the precinct level, but I also learned a lot. You learn a lot about people&#8217;s values and the importance of geography and the factors at a local level that really make us who we are and so by the time we started really polling a lot nationally in the early mid 1990&#8217;s I felt like we had this infrastructure of data about bits and pieces of the American people and their most intimate level.</p>
<p><strong>Peter:</strong> And certainly technique. You&#8217;re listening to the Business Shrink program. The Business Shrink, Peter Morris off making lots of money. I&#8217;m Peter Laufer standing in for him and pleased to do it here at the BEA where we&#8217;re launching the Dysfunctional Workplace the first in the Business Shrink series of books and talking with John Zogby the author of &#8220;The Way We&#8217;ll Be,&#8221; the pollster. Now John, you&#8217;re talking about how you learn all of this, but methodology is always an issue. Who are you to be able to tell me that you know what I&#8217;m thinking and how do you know when you ask me that I&#8217;m not feeding you a bunch of lines just because I&#8217;m annoyed that you&#8217;re asking me?<strong><img src="http://911truth.org/images/z.gif" title="Zogby Poll" alt="Zogby Poll" align="left" border="2" height="160" hspace="10" vspace="10" width="160" /></strong></p>
<p><strong>John:</strong> Well people, annoying liars should be represented in every poll because they are represented in every vote and at every meeting.</p>
<p><strong>Peter:</strong> Yeah, but isn&#8217;t it a little different going into a secret ballet booth than somebody calls up and says, &#8220;Hi, I&#8217;m from the Zogby Poll, what do you think of the sheriffs race?&#8221; And I&#8217;m so annoyed at getting calls. I say something that&#8217;s not true. How do you cleanse for that?</p>
<p><strong>John:</strong> Well, what you do is by calling enough people in your sample and then especially in the world of politics because you can measure what you said as opposed to what the actual behavior is. On election day, what we&#8217;ve done, all of us actually in the field, is built up a pretty decent record of accuracy so you know then that for every liar there is out there, there&#8217;s either another liar who cancels that person out or that fundamentally almost everybody is really telling the truth.</p>
<p><strong>Peter:</strong> And one way to prove that out is then to look at how the results that you came up with in your forecast correlate to that which actually happened and you&#8217;re here being awfully modest. You have the best track record in the industry, right?</p>
<p><strong>John:</strong> We do. We have an excellent track record. You know, here and there things change at the last minute and something gets wrong but, you know&#8230;</p>
<p><strong>Peter:</strong> Like John Kerry&#8217;s going to be president or something like that. Minor stuff&#8230;</p>
<p><strong>John:</strong> Little stuff like that. However when push comes to shove, we get them right, and when we get them wrong it&#8217;s a point or two in the opposite direction and we get a pass on those sorts of things.</p>
<p><strong>Peter:</strong> And why is that? Why are people honest? For example, if you were going to conduct a poll about people living in this country illegally and you started to call to communities like here in Los Angeles. We have a great number of people from Mexico who are here without documentation, wouldn&#8217;t they be prone to not answering you accurately?<strong><img src="http://www.amspiritpowell.com/img/man_with_clipboard_3.jpg" title="Man with a clipboard" alt="Man with a clipboard" align="right" border="2" height="252" hspace="10" vspace="10" width="150" /></strong></p>
<p><strong>John:</strong> Oh. That is a hole in the industry. You know when you get into questions of the illegality, frankly when you get into communities where there are a lot of first generation immigrants, there is a high degree of suspicion. Many of them come from countries where&#8230;.</p>
<p><strong>Peter:</strong> Somebody with a clipboard or with a good suit on at the door knocking, that&#8217;s not a good sign.</p>
<p><strong>John:</strong> That&#8217;s not a good thing.</p>
<p><strong>Peter:</strong> You are listening to the Business Shrink. The Business Shrink is Peter Morris. Peter Morris, not here today, he&#8217;s off working, I&#8217;m sitting in for him, Peter Laufer at the BEA, Book Expo America where we are launching the first in the Business Shrink book series The Dysfunctional Workplace, From Chaos to Collaboration: A Guide to Keeping Sane on the Job, and with me here at the Los Angeles convention center, with a really nice crowd developing is John Zogby and we&#8217;re in the middle of talking about polling and your book The Way We&#8217;ll Be, but first while we were in our break there, you said you want to clarify the erroneous polling numbers regarding the John Kerry win.</p>
<p><strong>John:</strong> No, the polling numbers were right on the money, nationally and for that matter almost every state with the exception of Ohio, we&#8217;re off a few points. But I took the numbers and some of the barometric reading questions that we gave, that we got from the public, and I projected&#8230;</p>
<p><strong>Peter:</strong> You personally&#8230;</p>
<p><strong>John:</strong> &#8230;projected a Kerry victory, as an analyst.</p>
<p><strong>Peter:</strong> So was that a wrong thing to do? Did you then slap your hand? Did your corporate side slap your personal hand?<strong><img src="http://i.a.cnn.net/cnn/2004/ALLPOLITICS/10/13/debate.transcript/story.kerry.bush.pool.jpg" title="John Kerry and George Bush Election" alt="John Kerry and George Bush Election" align="left" border="2" height="168" hspace="10" vspace="10" width="220" /></strong></p>
<p><strong>John:</strong> Yeah, I did simply because, when I looked and saw 45% thought that Bush deserved to be re-elected and 46-47% of the country headed in the right direction. Presidents normally are not re-elected with those kind of numbers and so I thought that the last 1 1/2-2% that were undecided would swing to Kerry, that&#8217;s where I went wrong.</p>
<p><strong>Peter:</strong> So that&#8217;s a mistake then from your point of view to mess with the science and allow that subjective analysis to go in there?</p>
<p><strong>John:</strong> Well, the science was fine I think what it was, was that I saw my hat then as the analyst hat and that I was making a projection and in reality we don&#8217;t predict or make projections, we should just let the numbers talk for themselves.</p>
<p><strong>Peter:</strong> Yeah, now speaking of the numbers talking to themselves, concurrent with the book &#8220;Expo America&#8221; here, you came out with a poll that in many ways seems counter intuitive to the terrors that are not just rippling through this industry but cascading through this industry. That one, nobody is reading, and two, if anybody is reading they&#8217;re going to be reading off a screen and not enjoying the texture of the printed word on a dead tree.<strong><img src="http://persistentillusion.files.wordpress.com/2008/04/bookstore.jpg" title="Bookstores still selling books" alt="Bookstores still selling books" align="right" border="2" height="184" hspace="10" vspace="10" width="204" /></strong></p>
<p><strong>John:</strong> You know, Neil Pulsman&#8217;s Social Critic, argued that with every new technology it buries an old technology. But the fact of the matter is people are listening to the radio, even though there&#8217;s television, people are watching television even though there&#8217;s an internet, people are still reading books even though there are e-books. Now, e-books we&#8217;ve found about 10-11% who said that they liked e-books and would be e-book consumers. A larger number among 18-29 year olds, but people are still buying books&#8230;the dollars may be down, but&#8230;</p>
<p><strong>Peter:</strong> But not even that much&#8230;</p>
<p><strong>John:</strong> No, people are buying books. You know, Barnes &amp; Noble, Amazon, they’re all in business and doing well. Wal-Mart, Costco&#8230;</p>
<p><strong>Peter:</strong> And people are saying to your pollsters, that they&#8217;re reading, too. So, why is it that we have this impression that we have a post-literate culture?</p>
<p><strong>John:</strong> Because I think sometimes, not unlike pollsters occasionally, we don&#8217;t let the numbers talk, we look at the numbers and do our own interpretations. Maybe that&#8217;s a little segue from the Kerry-Bush mistake that I made, but the fact of the matter is, look, you can&#8217;t extrapolate from a book expo, but there&#8217;s a lot of people here. There are a lot of people at your local bookstore, your Barnes &amp; Noble. There&#8217;s a recession, people have fewer dollars to spend, maybe the dollars are not growing the way that we&#8217;d like them to grow. Maybe the publishers are having a little rougher time, but I think the factors are pointing to our getting out of this, and the fact is, people are reading large numbers of books, and they love it.<strong><img src="http://images-cdn01.associatedcontent.com/image/A1335/133560/300_133560.jpg" title="Movie Theater Ticket" alt="Movie Theater Ticket" align="left" border="2" height="202" hspace="10" vspace="10" width="146" /></strong></p>
<p><strong>Peter:</strong> And in fact, your investment in a book versus a movie theater ticket is huge. You have the pass along value of the book, you re-read the book, you can use it as a doorstop, or a decoration on your coffee table&#8230;you get a lot of value out of a book.</p>
<p><strong>John:</strong> People are reading. They may not be reading some kinds of books, but there are others they are reading, and witness that beyond the independent booksellers, Amazon, Barnes &amp; Noble, online are doing very well, and so is your local drugstore. Wal-Mart&#8230;</p>
<p><strong>Peter:</strong> And yet you&#8217;re studies show that the independents are indeed suffering greatly because of the Barnes &amp; Noble&#8217;s and Borders&#8230;</p>
<p><strong>John:</strong> Yeah, but a lot of people are still buying, 49%, are still buying from independent book sellers.</p>
<p><strong>Peter:</strong> You&#8217;re listening to the Business Shrink&#8230;the Business Shrink is Peter Morris. I&#8217;m Peter Laugher, at the BEA: Book Expo America, at the convention center in Los Angeles, with John Zogby. We&#8217;re launching the book, the first book of the Business Shrink books series, The Dysfunctional Workplace, and we&#8217;re pleased to be broadcasting from here. And watching people pick the book up and look at it with interest. <img src="http://msnbcmedia4.msn.com/j/msnbc/Components/Slideshows/_production/ss_061101_campaignstars06/ss_061101_campaignstars06_tease3.300w.jpg" title="Obama and McCain" alt="Obama and McCain" align="right" border="2" height="222" hspace="10" vspace="10" width="296" />And also launching here is John Zogby&#8217;s book, &#8220;The Way We&#8217;ll Be.&#8221; And that then begs the question, which I&#8217;m sure you must address in the book, which I have not seen yet, it&#8217;s not out yet. It comes out in August, and it&#8217;s always difficult to interview an author when you haven&#8217;t read the book, but it&#8217;s that question of how much do polls drive what we do as a society. If I hear that it&#8217;s going to be a slam dunk for Barack Obama in November against John McCain, and somebody asks me if I want to go sailing on election day, do I just go sailing because I know my vote won&#8217;t count, and then it&#8217;s your fault that John McCain wins.</p>
<p><strong>John:</strong> Boy, the day before the New Hampshire primary this year, colleagues Keith Oberman and Chris Matthews were saying, how are we going to write Hillary Clinton&#8217;s obituary tomorrow at the New Hampshire primary? Voters are in a feisty mood, they develop their own moods. Now, they&#8217;ll read the polls, they&#8217;ll look at them, and understand that they&#8217;re kind of a reflection of how they think. But I don&#8217;t really see any evidence that they have that much of an impact&#8230;</p>
<p><strong>Peter:</strong> So then what is their value then?</p>
<p><strong>John:</strong> Ah&#8230;the value is simply to take a barometric reading. You know, if I know I have to lose weight November 4th, I&#8217;m not going to get on the scale November 4th, I&#8217;m going to get along every which way and see just how badly I&#8217;m doing, or how well I&#8217;m doing.</p>
<p><strong>Peter:</strong> How well you&#8217;re doing, we hope. So, do you worry though, then that which has been charged is true? That a politician is watching your results more than looking at the broader picture and that politician is too concerned about his or her popularity? I guess in a way George Bush is a reflection that that&#8217;s not true, because his popularity is as awful as anybodies could possibly be in his office.</p>
<p><strong>John:</strong> I think public opinion plays a factor and should play a factor. But it can&#8217;t be the only or the decisive factor in how a politician behaves. My understanding of politicians, the successful ones anyway, is that they come in with a core set of their own values. Now what&#8217;s the value of a poll? To determine should I emphasize this or not emphasize this? Should I say it this way, or should I say it that way? There are ways of selling and packaging those values and those ideas, and there are clearly ways of not doing that. And that&#8217;s one of the values of public opinion, not so much to tell a politician this is what you should think, and this is what you should not think.</p>
<p><strong>Peter:</strong> Yeah.</p>
<p><strong>John:</strong> More a question of emphasis.</p>
<p><strong>Peter:</strong> And does it continue to be a thrill 30-odd years later, to go out there? What is the fascination for you?<strong><img src="http://newsimg.bbc.co.uk/media/images/43019000/jpg/_43019289_graph_406.jpg" title="Changing Public Opinion" alt="Changing Public Opinion" align="left" border="2" height="217" hspace="10" vspace="10" width="269" /></strong></p>
<p><strong>John:</strong> The real fascination is seeing something that&#8217;s developing while we&#8217;re in the middle, while we&#8217;re in the eye of the storm and then seeing it continue to develop there. In this book there are several &#8220;eureka&#8221; moments, things that I had been following, you know, especially since the mid-to-late-90&#8217;s and then on through. Then all of a sudden you see the numbers moving in a certain direction every year, every couple of years, and then&#8230;wow. It&#8217;s changing&#8230;there&#8217;s some things developing here. The next poll that comes out, another 5 points towards that direction, compared to when we first started 10 years ago. There&#8217;s a seismic shift that&#8217;s taking place. That&#8217;s the sort of thing that&#8217;s very exciting. Kind of being able to capture something maybe before anybody else does.</p>
<p><strong>Peter:</strong> And then be able to draw the world&#8217;s attention to that and maybe have an involvement in social change because you&#8217;re spotlighting it.</p>
<p><strong>John:</strong> Being the philosopher, being the person who captures the vectors and points/sees the direction being pointed, that&#8217;s much more intriguing to me than who&#8217;s ahead today or tomorrow in a presidential race, believe it or not.</p>
<p><strong>Peter:</strong> No, I do believe it. You&#8217;re listening to the Business Shrink, the Business Shrink is Peter Morris, he&#8217;s the author of the new book, the first in the business book series, &#8220;The Dysfunctional Workplace.&#8221; I&#8217;m Peter Laugher, sitting in for him here, at BEA, Book Expo America, broadcasting with John Zogby, famous for the Zogby Poll, and soon to be famous for the book, &#8220;The Way We&#8217;ll Be.&#8221; Now, let me ask you this&#8230;you haven&#8217;t seen this yet. Here&#8217;s the &#8220;Dysfunctional Workplace&#8221;, the book by Peter Morris, the first in the series. Why do we have what seems to be an insatiable appetite in this country for books that tell us what we ought to be doing. In some ways there&#8217;s a corollary there to poll work, right? Why do we want somebody to tell us, as Peter Morris does here in The Dysfunctional Workplace, what we ought to be doing, and particularly in business, the business books?</p>
<p><strong>John:</strong> The key word is &#8220;connectivity&#8221; or &#8220;connected.&#8221; There are so many things out there that force us into our own privacy, into an atomized little piece of the world. Whether we&#8217;re commuting in a little car, or a subway car, or walking on our own with an iPod. We ultimately have our own thoughts and our own needs, and our own hurt feelings. And what we want to know as human beings is: How do I fit? Am I the only one who&#8217;s hurt? Am I the only one who&#8217;s helped? This isn&#8217;t working for me&#8230;is it working for them? And, you know, what we do, whether it&#8217;s polls or authors, is try to give people an explanation for it, an understanding a bit. In that sense that works for a lot of people because otherwise you just won&#8217;t have it, you&#8217;ll never know, you won&#8217;t have any idea&#8230;</p>
<p><strong>Peter:</strong> So what you&#8217;re saying is that the growing anonymity of the society, the automatic teller machine instead of the bank teller, the automatic toll taker instead of stopping at the toll booth and saying &#8220;Good morning&#8221; to the guy you give your $5 to or the gal, the drive-thru at the restaurant. This is creating a loss of some kind of a tribal interaction that we used to have that allowed us to have a touchstone that we&#8217;re missing&#8230;</p>
<p><strong>John:</strong> Well, yeah&#8230;in a lot of ways, we used to be able to walk into a bank and have the teller say, &#8220;You look nice today.&#8221; &#8220;Oh, alright!&#8221; Or you walk into a bank innocently, and tell her &#8220;I don&#8217;t like your attitude&#8230;&#8221; &#8220;I didn&#8217;t do anything!&#8221;, &#8220;Well at least I had some sort of feedback.&#8221; But it&#8217;s bigger than that. You know, in the workplace, or hearing an opinion, or watching an event&#8230;I can&#8217;t tell you the number of people who write after they&#8217;ve seen a poll, or read a book, and they&#8217;ve said, &#8220;Gee, everybody I&#8217;ve talked to is with me on this issue.&#8221;</p>
<p><strong>Peter:</strong> Just saying goodbye now to John Zogby&#8230;it&#8217;s been great spending a half an hour or so with you.</p>
<p><strong>John:</strong> My pleasure.</p>
<p><strong>Peter:</strong> And your book, which is coming out in August is&#8230;</p>
<p><strong>John:</strong> &#8220;The Way We&#8217;ll Be.&#8221;</p>
<p><strong>Peter:</strong> Any your poll that you&#8217;ve conducted about the book business had one wonderful, somewhat frivolous question, which was, if the president calls you at 3-o&#8217; clock in the morning, what book do you suggest the president read, right?</p>
<p><strong>John:</strong> History, lots of history.</p>
<p><strong>Peter:</strong> Right, and that&#8217;s what I&#8217;m asking you. What is it that you think the president should read?<strong><img src="http://www.achievement.org/library/bookcovers/AlltheKing_0.jpg" title="All The Kings Men for George Bush" alt="All The Kings Men for George Bush" align="left" border="2" height="256" hspace="10" vspace="10" width="163" /></strong></p>
<p><strong>John:</strong> Me, personally?</p>
<p><strong>Peter:</strong> Yes, what would you tell&#8230;</p>
<p><strong>John:</strong> Oh, I would&#8230;</p>
<p><strong>Peter:</strong> That&#8217;s what you&#8217;re saying was the answer, was history. Ok&#8230;but, you, if the president called you at 3-o&#8217; clock tomorrow morning and said, &#8220;John, I cannot sleep.&#8221;</p>
<p><strong>John:</strong> I would tell the president to read &#8220;All the Kings Men&#8221; which is a favorite political novel&#8230;</p>
<p><strong>Peter:</strong> Oh, it&#8217;s one of my favorites too. Absolutely spectacular.</p>
<p><strong>John:</strong> The best of all time&#8230;</p>
<p><strong>Peter:</strong> Yes, yes, and&#8230;</p>
<p><strong>John:</strong> Gives a little bit of depth from there&#8230;</p>
<p><strong>Peter:</strong> Yeah, and what would be the takeaway lesson for the current president from that book?</p>
<p><strong>John:</strong> Is that you can mess up, but hubris can destroy a politician.</p>
<p><strong>Peter:</strong> Yes, indeed. So, you are listening to the Business Shrink program. And your Business Shrink is Peter Morris. I&#8217;m Peter Laufer sitting in for the Business Shrink Peter Morris, here at the BEA, Book Expo America.</p>
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		<title>Start school later; teens will have less daytime sleepiness</title>
		<link>http://businessshrink.biz/psychologyofbusiness/2008/06/10/start-school-later-teens-will-have-less-daytime-sleepiness/</link>
		<comments>http://businessshrink.biz/psychologyofbusiness/2008/06/10/start-school-later-teens-will-have-less-daytime-sleepiness/#comments</comments>
		<pubDate>Tue, 10 Jun 2008 00:05:20 +0000</pubDate>
		<dc:creator>BizShrink</dc:creator>
		
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		<description><![CDATA[New research is coming out of this year&#8217;s gathering of sleep professionals at SLEEP 2008. This is the 22nd Annual Meeting of the Associated Professional Sleep Societies (APSS). A recent focus has been on how the lack of sleep is having negative effects on students and athletes. One direction the discussions have gone is sure [...]]]></description>
			<content:encoded><![CDATA[<p>New research is coming out of this year&#8217;s gathering of sleep professionals at SLEEP 2008. This is the 22nd Annual Meeting of the Associated Professional Sleep Societies (APSS). <img src="http://www.apss.org/images/APSSLogo.jpg" alt="Sleep 2008 APSS" title="Sleep 2008 APSS" align="right" border="2" height="181" hspace="10" vspace="10" width="162" />A recent focus has been on how the lack of sleep is having negative effects on students and athletes. One direction the discussions have gone is sure to make all students happy since it deals with school start times and the effectiveness of making them later.</p>
<p>It may come as a surprise to most people but it is recommended that teens require an average of 9.25 hours of sleep to be alert the following day. In reality, most teens are not even getting close when they are averaging around 7 hours of sleep each night. A discussion about why teens find it hard to fall asleep earlier to get more sleep can be <img src="http://media.npr.org/programs/morning/features/2007/jan/sleep/sleep200.jpg" alt="Sleeping teen on desk" title="Sleeping teen on desk" align="left" border="2" height="150" hspace="10" vspace="10" width="200" />found <a href="http://www.sleepeducation.com/Topic.aspx?id=42" target="_blank" title="Hard to fall asleep">here</a> at the Sleep Education site run by the American Academy of Sleep Medicine. Basically, the information says that due to biological changes that take place around 11 or 12 years of age, teens find it hard to fall asleep before 11 p.m. or later. Due to school start times this forces teens to have a significant loss of sleep producing a long list of problems.</p>
<p>Problems that arise from lack of sleep in teens can be specific to the individual but can include difficulty learning, thinking, making decisions, using good judgment and solving problems. Moodiness, irritability, sluggishness and decreased motivation are problems most people have experienced at some point in time due to lack of sleep. Besides reducing overall health, immune system health, <img src="http://newsimg.bbc.co.uk/media/images/44280000/jpg/_44280243_car_crash_teen203.jpg" alt="Teenage car crash" title="Teenage car crash" align="right" border="2" height="152" hspace="10" vspace="10" width="203" />growth and memory, lack of sleep can be a big health problem when students get behind the wheel. It&#8217;s estimated that over 50,000 crashes a year are caused by sleep deprived young adults under the age of 25 years old.</p>
<p>The possible solution for teens and all this sleepiness is to have schools move to later start times. In a specific study done by Zaw W. Htwe, MD, of Norwalk Hospital&#8217;s Sleep Disorders Center in Norwalk, Conneticut it focused on a group of 259 high school students. When the students were surveyed about their sleep habits, it was found they were getting an average amount of sleep of 7.03 hours on school nights. The bed-times and wake-times were found to be 10:52 p.m. and 6:12 a.m. on average. That gives the average student a sleep time of 7 hours and 20 minutes for every school night. With a recommendation of 9 hours or more for teens, it&#8217;s obvious there is some sleep deprivation that seems to be consistent with most teens.</p>
<p>When looking at most school start times you will notice that 7:35 a.m. is pretty standard in the United States. There are some instances where the final bell to be in class rings at a later time giving students time to eat breakfast and socialize. In this specific study they adjusted the school start time fro<img src="http://www.cardfountain.com/ecards/fdayalrmr001/thumb.gif" alt="School bell" title="School bell" align="left" border="2" height="70" hspace="10" vspace="10" width="70" />m 7:35 am. to 8:15 a.m. This 40-minute delay in the school day produced pretty significant results. The researchers found that on average students sleep time increased by 33 minutes for school nights.</p>
<p>It seems that a common misconception would be if you give teens a later start time in school, they would adjust their sleep time to be later and later. The later the school start time, the later the actual bedtime. The research proved misconceptions and common beliefs wrong when students actually utilized the extra 40 minutes of time for sleep. Quoted directly from a corresponding author of the study, &#8220;“Following a 40-minute delay in start time, the students utilized 83 percent of the extra time for sleep. This increase in sleep time came as a result of being able to ‘sleep in’ to 6:53 a.m., with little delay in their reported school night bedtime. This study demonstrates that students given the opportunity to sleep longer, will, rather than extend their wake activities on school nights.&#8221;</p>
<p><img src="http://www.granitegrok.com/pix/to%20do%20list_1.jpg" alt="To Do List" title="To Do List" align="right" border="2" height="218" hspace="10" vspace="10" width="206" />In an effort to help teens find ways to get more sleep even if they aren&#8217;t blessed with a later school start time, the American Academy of Sleep Medicine has released 10 tips on how teens can get more sleep. Tip one is fairly well known by most people but drives home the importance of a consistent bedtime routine. Tip number two says that bedtime should include a relaxing setting. Piles of books, papers and deadlines around your bed is not going to help you relax!</p>
<p>The next tip seems to coincide with consistency and suggests you get a full night&#8217;s sleep every night. Tip number four says to quit eating and drinking any caffeinated drinks before bedtime and avoid medicines that have stimulants in them. Tip number five is interesting because most students cram for exams. Don&#8217;t fall into the cram for the exam trap, it&#8217;s suggested this can wreak havoc on long-term sleep schedules. You can read a story <a href="http://www.foxnews.com/story/0,2933,316796,00.html" target="_blank" title="all-nighters lower GPA's">here</a> that was run by Fox News sa<img src="http://www.monroepublishing.com/feature/kidshealth/images/zzz.jpg" alt="getting your ZZZ's" title="getting your ZZZ's" align="left" border="2" height="150" hspace="10" vspace="10" width="145" />ying that, &#8220;Students Who Pull All-Nighters Have Lower GPAs.&#8221;</p>
<p>One big hurdle for most teenagers these days is tip number six, which suggests that you do not have TVs and computers in the bedroom. Before you know it, recommendations will be calling for the ban of cell phones in your bedroom to increase sleep! If you&#8217;re going to bed hungry or you&#8217;re eating meals right before bedtime, then tip number seven is for you, stop the habit now. If you&#8217;re exercising six hours before bedtime you&#8217;re not helping a night full of good rest either, says tip number eight. When making sure your bedroom is relaxing you also need to make sure that it&#8217;s quiet, dark and a little cool to make sure your zzz&#8217;s happen easier. The last tip goes along with consistency and says you should get up the same time every morning. If you follow these tips you should find that it&#8217;s easier to get more restful sleep and get to sleep faster. If you&#8217;re really lucky, your school may start to see research like this study and move to a later start. Here&#8217;s to wishing anyway!</p>
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		<title>Remotely tracking elderly&#8217;s moves &#038; vital signs, the future?</title>
		<link>http://businessshrink.biz/psychologyofbusiness/2008/06/04/remotely-tracking-elderlys-moves-vital-signs-the-future/</link>
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		<pubDate>Wed, 04 Jun 2008 14:03:08 +0000</pubDate>
		<dc:creator>BizShrink</dc:creator>
		
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		<description><![CDATA[It&#8217;s no secret that the American population is getting older fast and the baby boomer generation has hit a point where health care and aging is becoming a focus of business, planning and development. The U.S. Census Bureau released the population of baby boomers at 78.2 million in 2005. The Census Bureau estimates that by [...]]]></description>
			<content:encoded><![CDATA[<p>It&#8217;s no secret that the American population is getting older fast and the baby boomer generation has hit a point where health care and aging is becoming a focus of business, planning and development. <img src="http://medicare.commission.gov/medicare/images/2.2july.JPG" title="Baby Boomer Medicare Growth" alt="Baby Boomer Medicare Growth" align="left" border="2" height="191" hspace="10" vspace="10" width="312" />The <a href="http://www.census.gov/Press-Release/www/releases/archives/facts_for_features_special_editions/006105.html" title="Census Bureau Baby Boomer Statistics" target="_blank">U.S. Census Bureau</a> released the population of baby boomers at 78.2 million in 2005. The Census Bureau estimates that by the year 2030 there will be 57.8 million baby boomers between the ages of 66 and 84. Another fast growing and older population is the over 100 crowd. The University of Nevada released information about how there are now 70,000 people over 100 years old; by 2050, demographers estimate there will be 834,000.</p>
<p>With the fast pace growth in the numbers of elderly individuals in America, a growing list of ailments and diseases will see high growth too. A report released by the Alzheimer&#8217;s Association that you can read <a href="http://www.alz.org/national/documents/release_031808_2008_facts_and_figures.pdf" title="Alzheimer's Association Baby Boomer Report" target="_blank">here</a>, states that 1 out of every 8 boomers will develop Alzheimer&#8217;s Disease, which amounts to a total of 10 million new cases. <img src="http://www.alz-ri.org/images/Picture2.gif" title="Alzheimer's Association Logo" alt="Alzheimer's Association Logo" align="right" border="2" height="60" hspace="10" vspace="10" width="178" />The Census Bureau sees diabetes as being another disease that will see a dramatic rise with boomer growth. With rampant obesity among the boomers cases of diabetes, stroke, and heart attacks are expected to put Medicare to the ultimate test and literally overload the professional caregiver networks and the boomers&#8217; own children and family. The American Optometric Association even released a report <a href="http://www.aoa.org/x5099.xml" title="American Optometric Association Baby Boomer Report" target="_blank">here</a> warning of major growth in eye diseases and up to 20.5 million new cases of cataracts.</p>
<p>With boomers&#8217; own children, family, doctors and caregivers completely overloaded with the growing needs of the aging population, technology is expected to step in and lend a hand. Although telemedicine hasn&#8217;t really seen it&#8217;s day yet, it is literally around the corner. With most baby boomers still craving their independence, living centers and alternative living isn&#8217;t always a solution that is workable. Telemedicine is allowing monitoring of vital signs and accurate remote measurements for cardiovascular disease, diabetes and other chronic conditions. At companies like <a href="http://www.lifesourceonline.com/and_med.nsf/html/telemonitoring" title="Telemedicine Products" target="_blank">A&amp;D Medical</a>, products are manufactured to work with various wireless technologies like Wifi and Bluetooth. <img src="http://www.sciencedaily.com/images/2004/07/040714091610.jpg" title="Telemedicine for the elderly" alt="Telemedicine for the elderly" align="left" border="2" height="212" hspace="10" vspace="10" width="220" />Telemedicine components that are wired and wireless products can communicate and upload data to compatible Access Points. The Access Point then sends the information to a central station where a health care provider can monitor the baby boomers and treat them by &#8220;exception.&#8221; If measurements are abnormal or there is no measurement at all, the baby boomer or elderly patient would be contacted.</p>
<p>Looking beyond just telemedicine, there are companies that are releasing new innovative products in the remote monitoring area focusing on the elderly and the exploding baby boomer market. At this year&#8217;s Consumer Electronic Show, a company called 4HomeMedia demonstrated products that help remotely monitor the elderly and also combine the telemedicine functions mentioned previously. Looking at their press release describing their services you&#8217;ll see the direction this all seems to be heading, &#8220;By creating a passive monitoring network around a senior in their normal home setting, both family members and professional care-givers can log into a personalized Web page and get historical trend data, real-time status updates, and proactive alerts about the health and well-being for that monitored elder</p>
<p>The recommended starter kit for the IL service includes the Home HealthPoint, three motion detectors, and an emergency pendant. The motion detectors are strategically placed around the home during the professional installation in the bedroom, at the entrance to the primary bathroom, and in the main trafficked area such as a foyer or living room. Additional sensor devices such as additional motion detectors, access contacts on the refrigerator or doors, a smart pillbox, or IP cameras can be utilized to supplement the monitoring data sets being produced within the home.&#8221;</p>
<p>The development in the telemedicine and remote monitoring industry doesn&#8217;t end there however. Large corporations and organizations are making big pushes and investments in these areas that are expected to grow rapidly. In a New York Times article you can read <a href="http://www.nytimes.com/2008/05/25/us/25aging.html?artner%3Drssnyt%26emc%3Drss" title="High-Tech Monitoring Elderly" target="_blank">here</a>, <img src="http://www.cs.ucsd.edu/popl/08/intel-logo.jpg" title="Intel investing in baby boomer technology" alt="Intel investing in baby boomer technology" align="right" border="2" height="139" hspace="10" vspace="10" width="203" />Intel is found discussing it&#8217;s $3 million dollar investment in the Oregon Center for Aging and Technology that runs a living laboratory, with 225 volunteers. This center is setup to sense the people living there through the walls, doorways and appliances. In the NYT article, Intel is found talking about their research development, &#8220;Intel researchers are developing devices like a “memory bracelet” that vibrates at a specified time to remind the wearer of a doctor’s appointment or to take medication. Also in trials are sensor-infused carpets — Eric Dishman, Intel’s director of product research, calls them “magic carpets” — and wearable sensors, which would measure changes in gait, to help avoid falls.&#8221;</p>
<p>Another big organization getting involved in the baby boomer elderly market was just recently created and named the Continua Health Alliance. <img src="http://upload.wikimedia.org/wikipedia/commons/thumb/5/51/IBM_logo.svg/800px-IBM_logo.svg.png" title="IBM investing in baby boomer technology" alt="IBM investing in baby boomer technology" align="left" border="2" height="53" hspace="10" vspace="10" width="124" />Large corporations are getting involved like GE Healthcare, IBM and Medtronic. The one thing all these corporations, private investors and research centers are hoping will materialize is more insurance coverage and government assistance for seniors and baby boomers to take advantage of these advancements. Even though interest is growing, innovations are brewing and whole industries are jumping on the baby boomer marketing bandwagon, Europe is still seeing stronger development and funding in these technologies and services. What really remains to be seen out of all this technology that sounds helpful, is how helpful and accepting will the baby boomer generation be in letting it surround them?</p>
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		<title>With underinflated tires eating up gas, where is the TWEEL?</title>
		<link>http://businessshrink.biz/psychologyofbusiness/2008/05/29/with-underinflated-tires-eating-up-gas-where-is-the-tweel/</link>
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		<pubDate>Thu, 29 May 2008 14:16:16 +0000</pubDate>
		<dc:creator>BizShrink</dc:creator>
		
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		<description><![CDATA[Gas prices don&#8217;t seem to be going down anytime soon and ways to save are becoming the topic of discussion at the water cooler and blogs everywhere. When reading about hypermiling and other extreme methods, tire pressure always seems to make it in the mix. Tire pressure is consistently one of the most ignored maintenance [...]]]></description>
			<content:encoded><![CDATA[<p>Gas prices don&#8217;t seem to be going down anytime soon and ways to save are becoming the topic of discussion at the water cooler and blogs everywhere. W<img src="http://www.businessshrink.biz/psychologyofbusiness/images/checkinglowtirepressure.jpg" alt="Checking for low tire pressure" title="Checking for low tire pressure" align="left" border="2" height="279" hspace="10" vspace="10" width="206" />hen reading about hypermiling and other extreme methods, tire pressure always seems to make it in the mix. Tire pressure is consistently one of the most ignored maintenance routines driver&#8217;s pay attention to.</p>
<p>In fact, in a feature story over at MSNBC that you can read <a href="http://www.msnbc.msn.com/id/12517107/" target="_blank" title="MSNBC Tire Pressure">here</a>, shows the implications and seriousness of ignoring tire pressure. The Rubber Manufacturers Association completed a major survey detailing just how bad driver&#8217;s ignore tire pressure. According to the survey, more driver&#8217;s wash their car, three out of four, than correctly check their tire pressure, one in five. Only 20 percent of driver&#8217;s on the road even know how to check their tire pressure correctly if they wanted to!</p>
<p>The chances of having low tire pressure is 33.3% or 1 in 3 cars on the road. This leads to over 30,000 injuries and nearly 700 fatalities every year. These statistics are provided by the National Highway Traffic Safety Administration (NHTSA). While accidents and injuries are the long lasting effects of low tire pressure, daily effects can be seen in your gas bill. The U.S. Department of Energy says that American&#8217;s waste 3.56 million gallons of gas or $14.2 million in gas a day at $4 a gallon due to tire pressure. For every penny increase in the gas price, an additional $35,600 is lost in low tire pressure gas loss in America.</p>
<p>If history continues to repeat itself a<img src="http://www.businessshrink.biz/psychologyofbusiness/images/tweelflex.jpg" alt="Michelin Tweel showing flex" title="Michelin Tweel showing flex" align="right" border="2" height="182" hspace="10" vspace="10" width="241" />s it often proves to do, drivers on the road are not going to become better educated or more diligent in checking and adjusting their tire pressure. An interesting innovation by the tire company Michelin, could possibly solve this problem for every driver on the road if fully implemented. It is said this new innovation for tires has been in development since 1995 and was slated to land on pavement in a mass roll-out by 2010.</p>
<p>Michelin&#8217;s innovative invention was the airless tire that combined the tire and wheel bringing about the name, TWEEL. TWEEL stems from the combination of the words (Tire/WhEEL) to make a catchy product name that is already being prototyped on all types of vehicles, wheelchairs, Segways and other small transportation units.</p>
<p>To understand what exactly the TWEEL is, Michelin explains it well on their website, &#8220;Michelin TWEEL is a single non-pneumatic solution instea<img src="http://www.evworld.com/images/tweel_centaur.jpg" alt="TWEEL Centaur Bike Hybrid" title="TWEEL Centaur Bike Hybrid" align="left" border="2" height="192" hspace="10" vspace="10" width="264" />d of the traditional tire and wheel combination, made up of a rubber tread bonded to the hub by flexible spokes. The flexible spokes are fused with a deformable wheel that absorbs shocks and rebounds with unimaginable ease. Without the air needed in conventional tires, Michelin TWEEL still delivers pneumatic-like load-carrying capacity, ride comfort and resistance to road hazards.&#8221;</p>
<p>In 2006 Michelin won the Gold Medal for Innovation from The Intermat innovation commission in Paris. There were five criteria for Michelin to win the gold medal, they were: 1. Technical Design and technologies: improvement in productivity, ease of maintenance. 2. Economy: lower purchase price and maintenance costs 3. Quality of work carried out. 4. Ease of use, ergonomics, comfort, safety and improvement in working conditions. 5. Environmental friendliness. Meeting all these criteria with high marks the new innovative Michelin TWEEL easily took the gold medal award. TIME Magazine also selected Michelin&#8217;s new non-pneumatic innovation as &#8220;One of the Most amazing Inventions of 2005.&#8221; In addition the TWEEL was featured in Popular Science&#8217;s &#8220;Best of What&#8217;s New&#8221; honor in <img src="http://www.webwombat.com.au/motoring/news_reports/images/tweel-2.JPG" alt="TWEEL Heavy Equipment Demo" title="TWEEL Heavy Equipment Demo" align="right" border="2" height="133" hspace="10" vspace="10" width="199" />the Automotive Technology category.</p>
<p>With a sleek and well thought out technology like the TWEEL, it could not only revolutionize the transportation industry, but could be another weapon in consumers&#8217; arsenal to save on their gas bill. Eliminating the need to monitor tire pressure while producing superior shock absorbing and road hazard invincibility, the TWEEL is set to make roads safer and more environmentally friendly. Other uses that are already beyond just testing can be found in heavy equipment and many military uses. If the time table stays in line with stated remarks from Michelin, these new integrated tire and wheel hybrids will be on cars and rolling down our roads by mid 2010. You can watch live demonstrations of the TWEEL and it’s various uses in this video presentation <a href="http://www.youtube.com/watch?v=fqRJ9GfIJtI" target="_blank" title="TWEEL Video Demo">here</a>.</p>
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		<title>Sign of the times, from Tupperware Parties to Gold Parties</title>
		<link>http://businessshrink.biz/psychologyofbusiness/2008/05/23/sign-of-the-times-from-tupperware-parties-to-gold-parties/</link>
		<comments>http://businessshrink.biz/psychologyofbusiness/2008/05/23/sign-of-the-times-from-tupperware-parties-to-gold-parties/#comments</comments>
		<pubDate>Fri, 23 May 2008 13:58:58 +0000</pubDate>
		<dc:creator>BizShrink</dc:creator>
		
		<category><![CDATA[World Psychology]]></category>

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		<category><![CDATA[Financial News]]></category>

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		<description><![CDATA[What seems to be going on in living rooms across America with mom&#8217;s overrun with daily chores, household duties and job expectations is a party bringing groups of curious neighbors to find out how much money is hiding in their closets, shelves and jewelry boxes. With gold prices on the rise and oil prices pushing [...]]]></description>
			<content:encoded><![CDATA[<p>What seems to be going on in living rooms across America with mom&#8217;s overrun with daily chores, household duties and job expectations is a party bringing groups of curious neighbors to find out how much money is hiding in their closets, shelves and jewelry boxes. With gold prices on the rise and oil prices pushing prices further a ne<img src="http://www.kleos.org/Pix/tupperware1.jpg" alt="Tupperware to Gold parties" title="Tupperware to Gold parties" align="left" border="2" height="221" hspace="10" vspace="10" width="281" />w business is born in living rooms across America. The business was started by an innovator as brilliant as the Tupperware inventor himself. In early 2008, January Thomas decided to create a business around the famous Tupperware model that was focused on gold.</p>
<p>It was all back in the year 1946 that a famous inventor named Earl Silas Tupper came up with a ground breaking design and business plan that changed the face of America. The product was dubbed as Tupperware and gained it&#8217;s famous and patented, &#8220;burping seal&#8221; trademark that became well known throughout kitchens of the country. The business was built through women returning from jobs they had acquired during World War II. After returning from jobs that proved to women they had the skills to do business, they started forming &#8220;jubilee&#8221; celebrations honoring top sellers of Tupperware. Within 16 years Tupperware become an international brand known throughout the world. Now looking down the road in current affairs and the new face of the American economy, we see a new business built off the same core model of business fundamentals and viral opportunity.</p>
<p>This business is built in American homes and is modeled to be replicated throughout the American countryside and the world. This new business is not built off of burping Tupperware products, but comes from a raw material that is mined from the depths of the earth. Just as people rushed to the West for riches in the exploration of gold, people are rushing into living ro<img src="http://www.midwestrefineries.com/images/galleryanimated400/goldtruck400animated.gif" alt="Gold Party collection" title="Gold Party collection" align="right" border="2" height="250" hspace="10" vspace="10" width="331" />oms to hawk up their possessions of love, gifts, heirlooms and other possessions that are made of gold. In the hills of suburbia lies a mine deeper than was once realized, the overfilled or forgotten jewelry box or attic.</p>
<p>The business was not created from thin air, but festered from a marriage that brought Mrs. Thomas into a jewelry-dealing family that opened her eyes to what gold was worth, once it was liquidated into dollars. With rough times facing many lower and middle-class families in America, Mrs. Thomas decided to start a new business that played middleman to the gold refinery business and named it <a href="http://www.mygoldparty.com" target="_blank" title="My Gold Party">My Gold Party</a>. Typically, it&#8217;s a tossup what you might get when liquidating a piece of jewelry, a watch or even coins that are made of gold but with this new business model, the value of the gold is told to the owner within minutes.</p>
<p>While you won&#8217;t come home with something to store food in, you will come home with a check or cash if you decide to let go of your gold belongings. With foreclosures, tight credit and tough times seeming inevitable, people are giving up gold for dollars. Homes around America are allowing people in a hard situation or looking to have more liquidity, cash in with their unwanted gold. In fact, another company that calls itself <a href="http://www.cash4gold.com" target="_blank" title="Cash 4 Gold">Cash4Gold.com</a> is seeing a dramatic rise with the changing face of the economy. When looking at the business that goes through companies like Cash4Gold, 25,000 gold transaction are rushing through the company operations in a month.</p>
<p>If you take a look at the gold prices in public markets like <a href="http://www.kitco.com" title="Kitco gold prices">Kitco.com</a>, you&#8217;ll see that gold is starting once again to show some strength. Since a low of $845 an ounce in May 2008, gold has pushed back to levels around $935 an ounce. With oil prices going over $135 a barrel t<img src="http://www-tc.pbs.org/newshour/local/gulfcoast/images/article_galveston_gusher.jpg?Log=0" alt="Black Gold" title="Black Gold" align="left" border="2" height="181" hspace="10" vspace="10" width="209" />he price of gold is soon to find a related upward momentum that could take it back to lifetime record highs of $1,030.80. Respected financial institutions like Goldman Sachs predict prices of oil to reach $200 a barrel, now other major financial institutions, investors and oil producers are talking about prices around $500 a barrel.</p>
<p>As oil receives it&